In Antone’s, A Bar 401, LLC v. American Property Insurance Company, the insured filed a declaratory judgment action seeking coverage for business losses that arose after New Jersey’s governor declared a state of emergency for the Covid pandemic and issued Executive Orders suspending the operations of non-essential businesses. The insurance policy at issue had coverage provisions for business interruption and losses caused by civil authority, as well as a virus exclusion. Relying on its decision on Mac Property Group v. Selective Fire & Casualty Insurance Company, which involved similar facts and legal issues, the court affirmed summary judgment in the
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