In Mt. Hawley Ins. Co. v. Tactic Security Enforcement et al., the United States District Court for the Middle District of Florida examined a claim for the defense and indemnification of two lawsuits against the policyholder security company, alleging inadequate security with regard to shooting incidents at a facility where the policyholder provided services. The subject policy contained language excluding coverage for “[a]ny and all operations involving bars, taverns, gentlemen’s clubs and nightclubs.” The plaintiff insurer brought an action seeking a declaratory judgment that it was not required to provide coverage. At trial, the sole issue for the jury was whether the facility where the incidents occurred was a bar, tavern, gentleman’s club, and/or nightclub on the dates of the underlying incidents, for the purpose of determining coverage. The jury answered this question in the affirmative. Accordingly, the trial court found that the exclusion applied, and entered a declaratory judgment in the insurer’s favor.